Veterans of the United States military may qualify for a VA home loan mortgage. This program has been in effect since 1944 and has offered a path to homeownership for generations of men and women who have served our country. We work with highly respected lenders, many of whom specialize in underwriting VA home loans and mortgages.

These loans are available for a primary mortgage, refinance or to make improvements on your home. Borrowers often find qualifying for these loans to be easier than other types of home mortgage loans. This is one of the biggest benefits to this type of loan. Another benefit is lower down payment amounts, compared with conventional mortgage loans. In some cases, there is no down payment required and no closing costs.

Contact us to determine your eligibility for a loan from the Veteran’s Administration for your home purchase or refinance needs. Eligibility requirements include a minimum number of days in service, an honorable discharge and a debt to income ratio of less than 41 percent. Members of the National Guard and Reserve may qualify for a VA home loan as well.

You will need to complete a Certificate of Eligibility with the VA for the home loan benefit. We can direct you in meeting this requirement. Our team of professional and experienced mortgage consultants is here to assist you with the entire application process. Our mission is to provide our clients with the highest quality service and best rates possible on a VA home loan mortgage. Speak to an agent or apply to get started.